For over 20 years Rusty Rogers, MBA, has been helping organizations make the best possible financial decisions in order to achieve fiscal sustainability and success. He has worked as a financial analyst and budget manager for non- and for-profit companies ranging in size from $150,000 in revenue to over $100M. He has also served as an expense management consultant, directly assisting CFOs to make targeted cost reductions in dozens of expense categories. Most importantly, he has spent the last 35 years making personal financial decisions for himself and his family, both good and not so good, and trying to learn the lessons from those decisions in order to make better choices in the future.